Before you start the application
The application takes about 15 minutes. It does not obligate you to anything, and starting it does not commit you to working with us. You can stop partway through and come back.
What you will need
- Photo ID
- Two most recent pay stubs, or your income documentation if you are self-employed
- Two years of W-2s or tax returns
- Two months of bank statements
- An idea of the price range you are considering
If you do not have all of it handy, start anyway. We can fill gaps later.
What happens after you submit
- We review it and call you, usually the same business day
- We talk through what you actually qualify for and what it costs
- If it makes sense, we move to a full pre-approval
Would you rather talk first?
That is often the better order. Call 678-410-6509 or send a question and we will start there instead.
This is not a commitment to lend. Rates, programs, and terms are subject to change without notice. All loans are subject to credit approval and property qualification.